pnutjam's Journal: Insurance rant

My wife just had two tests done. One was a simple test for mono. It was billed at roughly $250.00. Insurance negotiated discount was $238.00. Total amount paid by the insurance company $12.00. You can bet your ass I would have paid a hell of alot more then $12 if I was paying cash. It's so insane...

The other test was around $1200, with the insurance company only being charged $740 or so. I payed nothing but a $20 copay out of pocket, but the very fact that the system works this way is repugnant.