> it's swipe, sign, optionally-type, done.
> I've done hundreds of Square transactions, and it takes seconds. You don't know what you're talking about.
You are clearly an unusually adept expert. Oh wait.... no.
The standard *actual* usage scenario is... hand my card over, wait for the person to dig out his/her phone from their pocket, wait for them to dig out the Square dongle from some other pocket or purse, wait for them to plug it in and swipe, swipe, swipe to find the app, start it, fiddle with the dongle because it's not reognized, pull it out, plug it in again, swipe the card, set it down, check the amount, type it in, no wait... clear, and type it in again, hand it to me to "sign", take it back to submit, I ask for a receipt, they say they don't know how to do that, I say click the 'receipt' option, they ask their partner/manager/boyfriend whether that's ok, there's a minute of mumbline and quibbling, they push a button and hand it back to me... I type out a number, then they click submit... and wait... and wait... and if we're lucky, THEN the transaction "takes seconds." If we're not, the transaction fails for any number of reasons (mostly crappy signal/data service drops off), and I'm standing there even longer watching some slackjawed yokel tapping at his ifruit, wasting my time.
You're either an atypical client in a stable location (in which case you could get a much better rate elsewhere), or you're a salesperson for Square.