The article says that the industry has backed down in some states and some credit-freeze laws have passed, but with conditions and business-friendly exceptions — for instance, Delaware had to eliminate a provision that included fines for merchants that failed to secure customer data, before the law could be passed."'The banks, the insurance companies, credit bureaus and retailers really came out of the woodwork and fought hard against it,' [activist George Fitzgerald] said. 'I thought it was good for them and the banks. I thought with all the ID theft going on, people might even get to the point where they'd be afraid of using the [banking] system. I thought that since the credit bureaus were making a bundle of money off of trading consumers' information
... that they should offer a way to protect that information.'
"Bond reflected that good Americans were fine people and that most of them seemed to come from Texas." - Ian Fleming, "Casino Royale"