Man I couldn't agree more. Capacitors are always the first thing to go on no-moving-parts electronics. It makes you think twice about "name brand" when they buy their capacitors from the cheapest chinese manufacturer.
I've lost money at paypal as well. Ha! dispute resolution? They'll just keep the money from both parties. The sad thing is paypal could steal all our money for no reason and it would be perfectly legal. E-commerce companies absolutely HATE dealing with paypal because of so much fraud/shady practices.