This is as perfect a summary of the current studen loan problem as I've seen anywhere. It oughta be reposted.
The real problem here is that IT is regarded as something like a janitorial service, rather than an integral business function. That's a recipe for a slow burn into the ground. There is plenty of cog work to be done, sure. But if you don't use IT to actually change how you do business, you're not doing IT.
I'm not surprised then that Disney is only making money by buying IP, and riding old IP. They're organizationally prohibited of producing something new.
You're in the Bay Area and out of work? Fuck, they're hiring here like it's 1999. If you don't have a job right now, it's your own problem.
Insurance means very little to companies who have a certain service standard to uphold. No one will give a shit if they get their money back if their order of 10k worth of shoes disappears. These people want their service, and they will blame whoever they bought their stuff from if anything goes wrong.
There is a reason why certain trucking operations pay their truckers a shit-ton of money, have armed guards, locked trucks, tracking devices, etc. It's so that shit doesn't get "lost", not that they can pay their customer for shit that got "lost".
And people still excuse the internment of Americans of Japanese descent in WW2. Granted, not a genocide, but people were essentially thrown in prison and expropriated for where their parents were born.
And this is why the "channel" Internet is a horrible, horrible idea, which needs to be nuked from orbit, just to be safe. It'll be the return of corporate-interest TV, with all the propaganda that comes with it - but with the veneer of "it's on the Internet, so people checked it!".