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An intelligent explanation of WIFI dangers?

Submitted by vipermac
vipermac writes "I've been trying to live the past month without internet access at my home. Since I manage my bills and accounts online, I am concerned about the potential security risks with using public open wifi at coffee shops to do banking or bills. A lot of people have advised against this, but I've not gotten much in the way of an explanation of the risks.

I realize the problem of using a malicious wifi network that's set up to snoop on data, but if I use the actual store's wifi and trust them, how big is this risk?"
The Internet

How much are ad servers slowing down the internet? 2

Submitted by vipermac
vipermac writes "Most the times I have a problem with a web page loading slow (or freezing temporarily), I look down at the status bar and see that it is waiting on an ad server, google analytics, or the like. It seems to me on popular web sites the bottle neck is overwhelmingly on the ad servers now and not on the servers of the main web site itself. In my opinion it seems we need a better model for serving ads or else these services need to add more servers/bandwidth. Are there any studies on the delay that 3rd party ad servers are creating, or any new models that are being introduced to serve ads?"

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