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Comment: Re:10 years ago and earlier.... (Score 1) 219

by u38cg (#48249137) Attached to: Car Thieves and Insurers Vote On Keyless Car Security
It's about the excess of risk. Thirty years ago or more, when all cars were equally stealable, you could charge the same theft premium for all of them because they were all equally easy to steal and there is a relatively fixed amount of theft in total. When only *one* model is easy to steal, that model *will* be stolen, and hence insuring it means a premium equal to the cost of the vehicle.

The unfacts, did we have them, are too imprecisely few to warrant our certitude.