I have a friend who has run out of unemployment insurance and has no possibility of a job in the near term because he is over qualified for almost everything.
If you're that overqualified, you need to start your own small business.
I have a tablet. I cannot use it simultaneously with my phone (in the sense that I'm actively doing something that consumes data with one device).
The tablet's operating system can download updated versions of applications while you are using your phone. Or another member of your family can be using your tablet while you are using your phone.
I have a car. I cannot use it simultaneously with my laptop, tablet, and phone.
You are using a map application on the car's infotainment system, which scrolls after passing through each intersection. Your wife is on the phone with someone at the destination. Your son is in the back seat doing something with the laptop. Your daughter is in the other back seat doing something with the tablet.
Most companies, however, either agree to license the patents or, if they can't reach an agreeable rate with the patent holder, design around the patents instead.
If one company owned patents on inventions that turned out to be essential to the difference between dumbphones and smartphones and declined to license them, how many customers would be happy with only one smartphone maker?
but wouldn't creating an account (in the online banking sense, not a bank account) require a visit to the branch in person?
I opened accounts with Ally (a bank) and PayPal (not technically a bank but they act like one) while living in Fort Wayne, Indiana. Ally and PayPal have no branches there.
Money transfers use IBANs or a similar system of account numbers, which are separate from login usernames.
A PayPal user sends money to another PayPal username, which is an e-mail address. Chase is starting a similar system called Chase QuickPay.
One way is for Service A to establish a trust with Service B (ex. using SAML), and have the user at Service B authorize that usage. Service A and B agree on a unique key for that exchange (ex. private/public certs)
So how would the operator of service A prevent the service from stealing service A's private key with service B?
Of course, if Service B offers no such ability, then you'll need some sort of kludge like you suggested, but that doesn't make it right.
The kludge I suggested is a clunky way to describe the OAuth family of protocols, used by Twitter, Amazon MWS, and the like.
a key server appliance
How much does one of those cost to buy and operate, especially if the rest of service A is small enough to run on shared hosting or a small VPS?
66% accept notoriously weak passwords such as "123456" or "password"
How should a web site determine whether a given password is "notoriously weak"?
66% make no attempt to block entry after 10 incorrect password entries
Where does "10" come from, and how long should entry be blocked? We don't want customers to become ex-customers when they discover that they have to make international telephone calls at a dollar per minute or more to get their accounts unblocked.
60% do not provide any advice on how to create a strong password during signup
One site I manage uses the following, with a link to Wikipedia's page about password strength and xkcd's comic about passphrases: "Either 8 or more characters using at least one letter and one digit or a phrase of 16 or more characters using at least one letter, and not easy to guess"
and only 14% display a password meter
I don't know how it's possible to "display a password meter" to users of NoScript.
My bank tells you if you entered an invalid user name.
Attempting to create a new account with that username, attempting to begin the password reset process, or attempting to send money to that user would disclose the same.
I mean, I run into websites that declared themselves so important that the password HAD to be complex [but] all the site had were software downloads.
Might it have been to keep an intruder from pretending to be you and redownloading the software you paid for? Or maybe I guess my mind got clouded by today's story about Steam...
Wouldn't it be nice if you could go and download all the ported games that you originally bought for Windows?
"Buy" a game in Steam for Windows, and your copy of Steam for Linux using the same credentials will get the port once it's published. And vice versa.
by the time you decide to buy the ported game, they're already obsolete.
Tell that to Nintendo, whose Virtual Console prints money. And tell that to Turner Classic Movies, TV Land, and Antenna TV, television networks that specialize in reruns.