Unfortunately it drives the type-A drivers behind me crazy.
"The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people."
We don't need more regulation surrounding student loans, we need less. In fact there shouldn't be any federal student loans at all.
dry run for a bigger attack
The 9/11 conspirators didn't bother with any dry runs and succeeded beyond their wildest dreams.
Terrorists aren't a cautious or methodical bunch; they're audacious. Dry runs are not only for wimps but they also alert your adversary to your intentions.