All good, except....
> don't borrow money... not for a house
That depends - a home is a *secured* loan. You can always 'give it back' and rent. A *humble* home is better than renting for decades.
> You don't need to drink, to
No. (Almost all) people *need* a spouse. For love, for the work of life. On the purely economic side, its efficient to have 2 (or 1.5) incomes to pay one mortgage, two people to share household goods, groceries, cooking, cleaning...
Your health will (almost certainly) fail if you strike it out without a spouse.