The myth is that price competition is the dominant method of acquiring market share. Bear in that most insurance markets are state-regulated, and if we limit ourselves to property insurers, rigidly regulated.
Climate warming occurs naturally, it's historically been warmer before than it is now. So this was destined to happen sometime - why are you afraid of it now? The rise is still so gradual sea-side communities can still adapt, and overall rise is something like a foot and a half over 150-200 years. That's hardly anything to get worked up over.
It is amusing though to think you probably bought into the whole "global warming pause is because oceans are storing heat" story when we find from this story ocean temperatures are rising from glacial melt entering the ocean... which has to be affecting measured temperatures.
Just all around so much fear and total misunderstanding of what climate change actually means from the people who deny natural climate change exists...
Isn't that report (falsifying, inaccuracy, etc.) Enough for an investigation and penalties? Would be I I did it.
Couldn't be a reaction to past losses from storms, eh? Or just profiting from uncertainty?
Seriously, this isn't evidence of anything than a profit motive.