Much as I think it's unlikely, I'd LOVE to see a cyber-security bill (a good one, not a crappy destroy-your-privacy version like the government keeps trying to pass) which would impose mandatory penalties for unauthorized remote access to a system/device owned by a consumer, and a requirement that manufacturers carry minimal insurance for such.
Not only would that help the insurance industry, but we might actually get companies to actually pay attention to cyber-security, instead of blindly and idiotically connecting everything to easily exploitable remote access points (hello Chrysler, OnStar, et all). Moreover, we might get real fixes for problems, instead of the "oh well, buy the suckers identity theft protection and move on" dismissal for huge breaches. If we're really lucky, the law can include secret, unspecific, unsupported, unconstitutional orders from secret, pseudo-judicial courts under the blanket of "unauthorized access" (we can dream). At a minimum, though, it would be a good thing.