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Comment: Re:Not surprised. (Score 1) 570

by romco (#47565525) Attached to: 35% of American Adults Have Debt 'In Collections'

It does not have to harm your credit rating. You are right make them prove it. Look up "debt validation letter" and send them one (hurry up, you have 30 days from when they first sent you a letter) . Send it registered. Once you you have conformation they got it pull your credit report (annualcreditreport.com). If they are reporting it contest it with the credit reporting agencies.

If they validate the debt on your credit report without sending you validation of the debt you can sue them.

http://www.ftc.gov/enforcement...

Comment: Re:Not surprised. (Score 1) 570

by romco (#47561979) Attached to: 35% of American Adults Have Debt 'In Collections'

>Once you have something go into collections it is always there until you pay it.

It can stay on your report for up to 7 years AFTER you pay it. Sometimes with an old debt paying it will hurt your credit more than it will help. It is possible to get a medical debt off after you pay it but it requires time and effort on your part.

Comment: Re:The amusing thing is... (Score 3, Interesting) 139

by romco (#46712503) Attached to: Cuba: US Using New Weapon Against Us -- Spam

>feds just itching to go fight the last war

I don't think the feds want to go to war. Cuba is communist and parts of it work. (like health care for the amount they spend). If they lifted the embargo and stop messing with them they could become a very successful communist country.

The success would be more due to them being a great tourist location and less because they are communist but the right wing is simply not going to tolerate a successful communist county if they can do anything about it.

Comment: Re:Won't work (Score 1) 342

by romco (#46684227) Attached to: Australia May 'Pause' Trades To Tackle High-Frequency Trading

>By delaying orders on all exchanges by 500ms, the benefit of early-access to incoming orders on any particular exchange is eliminated because all the exchanges will have 500ms of order price discovery incorporated into their SIP, the consolidated price representing the aggregate of the best prices for all the exchanges.

If you delay everyone 1/2 second some servers will still have an advantage. I think the 1 to 5 second delay would work better.

Comment: Re:Unconscionable Contract clause (Score 4, Interesting) 519

by romco (#45438755) Attached to: Woman Facing $3,500 Fine For Posting Online Review

> dispute the credit reports

Dispute it with kleargear.com first. Then dispute with the credit reporting agency. Use registered mail so you have proof.

If they verify you owe them money sue them under the FDCPA in federal court for attempting to collect a debt that is not due. ($1000 per offence plus any legal costs)

Let them try to prove a contract exists in federal court.

Comment: Re:idiot (Score 1) 328

by romco (#45291377) Attached to: Edward Snowden's New Job: Tech Support

since the u.s. claims global jurisdiction over its citizens regardless of where they travel to or reside, and he is still one, now he's gonna have to file taxes.... that means if they don't know it yet, by april 15th, the feds will know his address... and if he doesn't file, he can then be arrested on tax evasion.. even if what he's done already ends up being legal whistleblowing.

Cant he just use a PO box for his address?

Comment: Re:Funny how different news outlets react (Score 0, Troll) 608

by romco (#45028787) Attached to: Shots Fired At US Capitol

So you are saying that Fox is presenting serious news about issues that will actually affect millions of Americans while everyone else is focusing on pushing hyped-up violence to get eyeballs.

FIFY

So you are saying that Fox is presenting propaganda about issues that will actually affect millions of Americans while everyone else is focusing on pushing hyped-up violence to get eyeballs.

slimdown... really?

Comment: Unauthorized works for usb to my computer (Score 1) 663

by romco (#44914693) Attached to: Apple Starts Blocking Unauthorized Lightning Cables With iOS 7

Unauthorized works for usb to my computer. I have not tried it charging. I have a mac cable (that came with my ipad) for charging and a cheap cable to hook up usb.

I remember a little while ago someone managed to electrocute themselves with an unauthorized cable/charger on an iphone. That may have played into them doing this with IOS7.

Comment: Government killing people for money. (Score 5, Interesting) 507

I worked as a traffic accident investigator for a few years. Part of my job was figuring out the timing of traffic lights and if they were the cause of an accident. Shortening yellow lights kills people, old people and big trucks dont stop very fast. This is the Florida government killing people for money.

The really sad part is if they were really clever they would shorten the yellow 1/2 a second but keep the whole intersection red for a 1/2 a second. That way they could rip off Floridians without killing them.

I don't have any use for bodyguards, but I do have a specific use for two highly trained certified public accountants. -- Elvis Presley

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