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Comment: Re: Invisible hand (Score 1) 536

The rates are lower in poorer areas. I remember when I was living in little Haiti my basic cable was only $25. I moved there from South Beach where the basic cable rate was $50. The lower rates are required by the government for poorer areas, so companies just skip those areas for service.

Comment: Cyptowall is very sophisticated (Score 4, Informative) 181

by roccomaglio (#48753577) Attached to: Inside Cryptowall 2.0 Ransomware
Cyptowall is very sophisticated. It will go into online backups and encrypt them too. If you are using a common online backup it can find those and encrypt those too. The best protection against this is a usb backup in a drawer. Cyptowall was recently being distributed by yahoo ads via a compromised flash ad You could have received it by going to your favorite news site.

Comment: The devil is in the details (Score 1) 706

by roccomaglio (#48352525) Attached to: President Obama Backs Regulation of Broadband As a Utility
I think this will be great if done properly. The issue is that there are a number of ways the this could go badly. To me it is like buying a car, there are a million ways for the dealership to take advantage of you and you must be hyper vigilant. Currently, there are only a few lines to your house and cell service spectrum is owned by a few large carriers, so their can be no real competition. The infrastructure was mostly built through a partnership of government and private business and depended on the use of government eminent domain and franchise agreements, so it is ripe for being regulated. We must be careful during this change that we don't wind up with something worse.

Comment: Why is diversity so limited (Score 1) 441

by roccomaglio (#48316619) Attached to: The Other Side of Diversity In Tech
Why is diversity so limited? Why does it only refer to ancestors location (skin color is not used, there are some dark "white people"), gender, and sexual orientation?Why are height, weight, eye color, hair color, travel history, etc. ignored? Height is interesting since I have seen studies that claim that tall people are more likely to earn more and be in a position of power. Rather than physical attributes, life experience and personalty are the most important aspects of diversity. Did you grow up on a farm, suburb, or city? Did your parents stay together? Did you travel? Can you empathize with others? Do you have a vivid imagination?

Comment: Re:Who wants a gigabit cellular network? (Score 2) 52

by roccomaglio (#48182779) Attached to: Gigabit Cellular Networks Could Happen, With 24GHz Spectrum
I believe you are missing the point. Verizon and AT&T will not be building out the last mile any more. Supporting the last mile is expensive and they can cover that will cell towers. This will replace the line to your house. This will have implications on Net Neutrality, since in mobile they cap the data and charge companies to not count against the cap.

Comment: We tax income not wealth (Score 1) 839

by roccomaglio (#48160935) Attached to: Bill Gates: Piketty's Attack on Income Inequality Is Right
The truly rich do not have income. They own assets and become richer based on the increased value of their assets. Warren Buffet makes a income that is dwarfed by the increasing value of his company. I have read that his effective tax rate is less than one percent. You are not taxed until you sell and the value is translated into cash. The truly rich never have to sell. If they want a yacht or new home they borrow against the value of their assets. Therefore they pay almost no taxes, since they have no income.

Comment: Kathy Sierra has contributed to the community (Score 5, Informative) 728

by roccomaglio (#48111097) Attached to: Why the Trolls Will Always Win
Kathy Sierra has written several books that were very helpful when taking java exams. She has the ability to clearly explain things that not many people have mastered. She also created the site which is a great place to look when you have questions about java. I appreciate her contributions to the community and wish there were more people like her.

Comment: Re:Americans trust science too much (Score 1) 460

by roccomaglio (#48021077) Attached to: Scientists Seen As Competent But Not Trusted By Americans

They concluded that 62.1 percent of the bankruptcies were medically related because the individuals either had more than $5,000 (or 10 percent of their pretax income) in medical bills, mortgaged their home to pay for medical bills, or lost significant income due to an illness.

I don't expect you to trust me. I expect you to verify. The issue is that this was reported as medical bills cause 62% of bankruptcies. In any given year, I have more than $5000 in medical bills and to this point this has not bankrupted me. So $5000 in medical bills is not a really good indicator of the cause of the bankruptcy, but don't let that stop you from attacking me personally. This issue is not the study. The issue is the study and how it was used. Yes the study information was correct, but it was set up so it could be reported as medical bills cause 62% of bankruptcies which was not what it showed.

Comment: Americans trust science too much (Score 1) 460

by roccomaglio (#48019229) Attached to: Scientists Seen As Competent But Not Trusted By Americans

Americans trust science too much. If you can cite a study to prove your point you have won the argument. This has been noticed by the political class and they have designed studies to allow them to win the political argument or get the headline they want. For instance, the famous Harvard study that came up with the conclusion that medical bills cause greater than 60% of bankruptcies used as a criteria that if there were over $5000 in medical bills that caused the bankruptcy. Just about every year I have that much in medical bills. I guess the real amazing thing is ~40% of people who declare bankruptcy have less $5000 in medical bills in the year in which they declare bankruptcy.

Unless the news and the public can distinguish between studies that were designed to give a result, science will continue to be misused. It is very easy to design a study that will give a specific result. If you wanted to create a study that said only 1% of bankruptcies are caused by medical bills you could used that 99% of the debt in the bankruptcy had to be medical bills. The issue is that caused by does not mean what you would expect.

"If people are good only because they fear punishment, and hope for reward, then we are a sorry lot indeed." -- Albert Einstein