I think reality disagrees with you. The tech you listed was pushed into being by military, cost-is-no-object requirements. GPS happened because the US military needed a precision location system, and a space-based system was the only way to make it happen. Integrated circuits, which led to microprocessors and all the rest, happened because the US military had to miniaturize guidance and control electronics for ballistic missile systems. All of the decades of aerospace R&D which SpaceX is building upon to such good effect in reducing launch costs were undertaken by noncommercial, mostly cost-insensitive nation/state participants.
Basically, the $0.75 GPS chip in your iPhone happened in response to the prior existence of the GPS system. I doubt that Steve Jobs at his best would have been successful in persuading the US DoD to put up GPS. But with GPS already in the sky, he had a firm base on which to monetize the mass-market potential of the system (as did others - just using Jobs/iPhone as one example).
This is how it's worked over the centuries: human conflict drives development of "stuff" that ordinary consumers/businesses could never get funded through their own economic models. Then people think of wider uses for the "stuff", and (manufacturing volume + tech advance) make the capabilities cheap.
So while you may think it more efficient to have space technology develop as a consequence of everyday advancements, it seems that in fact, everyday advancements more often proceed from the incredibly expensive cutting-edge wacko development work undertaken for reasons completely outside the purview of everyday economics. I think efficiency is a complicated and subtle thing.