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Submission + - Apple Patents Crowdsourced P2P Mobile Banking (

psema4 writes: Techcrunch has a story today on an Apple Patent application "that ventures a little farther afield than most, and describes a mobile banking concept that is truly innovative, which could essentially turn iTunes into a micro-lending bank."

What's particularly interesting (and depressing!) is that standards bodies working on developing protocols in this space can't discuss the patent online without serious risk.

If it's worth doing, it's worth doing for money.