When a bank gets robbed do you blame the police or the bank?
That depends strongly on what you mean by "robbed". when someone walks in with a gun and demands the bank put cash in their hand, we can all see who's at fault.
When that same bank robs people of their money and dumps all it's stored value into other markets, and just starts telling the Gov't that it "needs more money due to over-lending": people don't currently know who to blame.
People need to realize that "robbers" are on both sides of the counter.