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Comment: Re: This is MY suggestion on how to start to fix t (Score 1) 125

by TapeCutter (#48681597) Attached to: 13,000 Passwords, Usernames Leaked For Major Commerce, Porn Sites

And Someone pays for CC thift and that someone is You and me with much higher prices/taxes for everything.

Taxes and store prices have nothing to do with CC theft, the money is recouped by the bank purely from the interest rates.
However what I think you are trying to say is that; - the "working poor" are the people who end up paying interest because they can't afford to keep the CC balance at zero, they can't "just say no" to the CC debt because they also can't afford not to fix the car that takes them to work.

Comment: Re: This is MY suggestion on how to start to fix t (Score 4, Informative) 125

by TapeCutter (#48681477) Attached to: 13,000 Passwords, Usernames Leaked For Major Commerce, Porn Sites

Just don't spend more money than you have...

Easier said than done if you're always broke before the next payday. And no, that scenario doesn't automatically mean you're a lazy or that you squander your money. Quite the opposite, it generally means you work 60-80hr weeks in retail or some other minimum wage (or less) industry. When the shit-box car that takes you to work dies a CC is normally the only way it can be revived/replaced.

The vast majority of the "working poor" know it's a financial trap when they get the card, but sometimes in life deliberately walking into a trap is the best option you have, thankfully I haven't been in that position for over 20yrs now.

Comment: Cards are safer than cash. (Score 1) 125

by TapeCutter (#48681371) Attached to: 13,000 Passwords, Usernames Leaked For Major Commerce, Porn Sites
I use a CC with a low limit specifically for internet purchases, I repay it straight away so I pay zero interest/fees. Over the last couple of decades I have known several people who have had their DC/CC emptied by hackers, in every case the bank was quick to accept blame and take the financial hit. It's in the bank's interest to do so because (like banknotes) CCs work on trust, if nobody trusts them nobody will use them. Nobody has ever emptied my CC (other than the ex-wife) but on a couple of occasions I have had a phone call from the bank telling me that my CC was being replaced by the bank because "it was involved in a data breach".

Dependency: Of course the people who can't afford to keep their CC balance at zero end up paying for my peace of mind via increased interest rates. Ultimately CC's are an unfair burden on the "working poor" and become "just another bill" when they inevitably hit their limit (been there, done that). The sad fact is that if everyone at every point in their life could afford to keep the balance at zero nobody would pay interest and CCs would not exist.

Comment: Re:Why does it need internet? (Score 1) 319

by TapeCutter (#48677389) Attached to: Why Lizard Squad Took Down PSN and Xbox Live On Christmas Day

So distract everyone and yell "ASSHOLES!!" and pretend you haven't been shown how buttfucked you are, and how willingly you bent for it.

Self-righteous cunt, what's it to you if other people are willingly bending over, did you ever consider they were enjoying it and just wanted to be left alone?

Comment: Re:Interesting (Score 1) 291

by TapeCutter (#48665137) Attached to: Hotel Group Asks FCC For Permission To Block Some Outside Wi-Fi
Same laid back security with an Aussie cruise (2012), but the fuckers at Broome airport took my fishing lures off me last october, the same lures that sailed through Melbourne's high security airport without question on the way into Broome. He let me take the telescopic fishing rod and reel on board, I tried to explain it would be easier to beat him to death with my rod and reel than it would to attack him with a fishing lure but he just mumbled the "rules are rules" platitude while staring at his shoes.

Comment: Re:Comfort Women Documentary (Score 2) 176

by TapeCutter (#48663575) Attached to: Sony: 'The Interview' Will Have a Limited Theatrical Release
Why should modern Japanese still be paying for the sins of their grandfathers? - Also, if you applied similar logic to the UK/US "empires" and banned them from criticising every nation they have invaded/occupied during the 20th century, they would only be allowed to criticise each other.

Comment: Re:I never have understood (Score 1) 263

by TapeCutter (#48663177) Attached to: Serious Economic Crisis Looms In Russia, China May Help

I never have understood the world's fetish with the US dollar.

1. Any currency (even gold) works on informed trust, a banknote is a promise, not a gaurentee.
2. The US is the last military superpower.
3. The US has never defaulted on a debt.
Result: US treasury bonds are considered "safer than gold" by international money markets.

"Your stupidity, Allen, is simply not up to par." -- Dave Mack (mack@inco.UUCP) "Yours is." -- Allen Gwinn (allen@sulaco.sigma.com), in alt.flame

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