Oh, I completely agree. I'm not saying having a million dollars is meaningless. I certainly don't have anywhere near that *now*. I'm just saying that having that much at some point in your life might give you the right to call yourself financially stable, but it doesn't give you the right to call yourself "rich" anymore. Unless you're like 25. Even 30. Not 65, though. I'm not saying I would expect that the average person on the planet is likely to have that much by the time they retire - just that the average currently-employed software developer in America is.
(And incidentally, I do know people who make 80k a year and who have legitimate reason to say that their life is terrible... yes, they don't have to worry about being able to afford necessities, and yes, if given the choice I'd rather work 14 hours a day including weekends and crash exhausted in a new condo than work 14 hours a day including weekends and then crash in a dump in a slum that I'm worried I'll get evicted from, obviously. But it still blows hard having a stressful, neverending job from hell even if it pays well.)