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Tha debt loan can eat up a decent amount of your income when you first graduate. But, I think it is more important to look at it as an investment. If you can raise your earning potential from $6/hour (12,000 a year) to $15 (31,200) you are seeing over a 100% increse in your investment (yourself) in the first year alone.
Take that over your entire lifetime and see that they will end up giving you more than they take away.