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Comment Re:So many ways to combat this... (Score 1) 139

I'll give you a hint. Look into the insurance on the debt and how they package any debt collections. There's a lot of money in re-selling debt on collections and the merchants have fraud insurance. There's more money in making a fraud claim than actually recovering product and it's so much easier.

Comment Re:Facking Idiots (Score 1) 387

Well there is something wrong when people believe "the cloud" is the solution. It's a misinterpretation of a concept applied. I think the marketing push for "cloud" services being sold as a end all solution for backups, security and data storage gives off the feeling from the early 2000's where websites were being sold for all the things they could deliver, which they didn't. So to say it has nothing to do with "cloud based", I agree from the technical side, but i disagree from the "cloud" concept and marketing pitch side.

Leveraging always beats prototyping.