Some of the money saved by not having to incarcerate non-violent criminals should go into that fund and victims of fraud should get reimbursed from that fund. Of course, we should first garnish as much as we can find from the perpetrator. And, of course, the perp should get a criminal record. Jail time for those crimes is a dumb idea. Too bad our laws are based on laws from the 1800s where you get thrown in jail for life for stealing an apple.