You do realize we tried the stronger corporations/weaker government model during the late 19th/early 20th centuries, and the result was not an absolute utopia of freedom.
Yes. It wasn't that bad. It amazes me how much power people are willing to hand governments to avoid the possibility of "sweat shops", "child labor", and other obsolete 19th century dangers.
Government contracts for the Pinkertons dries up after the Civil War, but private contracts made up for it. They had more agents then the Army had troops in the 1890s. You're just making shit up on their relationship with law enforcement.
Read some history on how Pinkerton operated. They didn't go after outlaws or bush unions without law enforcement support. It might just be a token deputy riding with a bunch of Pinkertons, but they had their backside covered.
As I said she is fighting the Social Security Administration (not the IRS) through her Congressperson. That does not require money up-front, which means she can actually do it; whereas in any dispute with a private corporation she only has a theoretical right to fight.
But at least in the latter case, she can get her money back. She could also beg that congressperson for any private disputes as well. That option doesn't vanish merely because the problem is private.
And as to my "reading comprehension", I guess you should have written something other than:
Back in the real world, the IRS ruling hurts my poor coworker, but she wasn't depending on that money to pay her bills because you can't depend on tax refund money to do that. The Feds refuse to finalize the tax Code until the very last minute, so you never know what your refund is going to be until you do your return.
and the IRS took her whole refund because Social Security had changed it's mind
Your story completely undermines your claim that it was just a dispute with Social Security.