You're mostly comparing the iPhone from today, to the N9 from 4 years ago.
And yes, the iPhone did have a faster processor back then. But the N9 still managed to be faster, with true multitasking, even running 20 programs at the same time. The N9 didn't have a faster processor because it didn't need to. And somehow, I was more productive in the N9 than I ever was in any iPhone or Android phone.
Yes, it did have its own shortcomings, nothing is perfect.
And ApplePay? dafuq? That just debuted last year, dude. Are you seriously putting that on the list to compare it with a phone from 2011? But if you are, then let me tell you that in 2011, the N9 already had NFC and was able to make payments with NFC without being tied to a vendor specific way to do it, like ApplePay.