That's about right. I had to drop out of college due to some health problems. I had an artificial leg that started te hurt so much that it was causing mental problems for me concentrating. I wouldn't ever go out to have fun because of it either.
After 6 years I have my first chance at a stable job. I don't ask for help much, but those loans are threatening me from even starting work.
I don't have the money for a new leg. I'm on crutches. I crushed my hand in my crutches so I have lost some of the function in 3/5 fingers. The crutches just make it worse. Hopefully I don't get carpel tunnel walking 6 miles a day.
I've taken a few handouts as far as good and shelter. I was sleeping outside for 2 months. But I have no plans to go onto SSI even though I could probably get it. If my student loans fuck me over starting this job, the plan is to hang myself at the student loan org.
I've set up the paperwork so no one can claim they didn't know. I'm tired of the government jamming things I don't need and/or are actively detrimental into my face while ignoring what I do need.