Forgot your password?

Comment: Children's books and other large format books (Score 2) 212

by hrvatska (#45869105) Attached to: First US Public Library With No Paper Books Opens In Texas
If the only users of libraries were people who only read text, I would be OK with an all e-reader library. However, I've noticed that my local library's children section is well used, and a lot of those users are early readers and parents of early readers who take out books where the illustrations matter as much as the words. And many of those books are large format that don't do well in a smaller format. It seems like a library going to an all e-reader format is abandoning an awful lot of the books for early readers.

Comment: Re:Health exchange sabotage (Score 5, Interesting) 333

by hrvatska (#45267863) Attached to: How Kentucky Built the Country's Best ACA Exchange
My son just applied for insurance for his family through the NY exchange. I sat with him through the process just to see what it was like. The process was pretty painless and he found a plan that offered the same coverage as his current one for about $250 per month less. What I didn't like about the process is that you had to officially register in order to comparison shop.

Comment: Re:Mythical Man-Month (Score 1) 429

by hrvatska (#45190465) Attached to: DHHS Preparing 'Tech Surge' To Fix Remaining Issues
It's not so much that they are throwing more bodies, but that for such a high profile web site they are just now bringing in the best and the brightest. Why weren't these people working on this project from the beginning? I don't know that it would have mattered though, as the main problem seems to have been that too much of the requirements were not well defined until too late in t he development cycle. Software projects get delayed all the time, but this one seems to have been pushed out before it was thoroughly tested. My guess is that plenty of people knew this thing was half baked, but that the release date couldn't slip for political reasons.

Comment: Re:that's Obama's choice (Score 1) 193

by hrvatska (#45042357) Attached to: Another Science Facility Bites the Dust, Temporarily

Obama is choosing what to close and what not to close. Closing these facilities, national parks, monuments, etc. is pure politics on his part. There are plenty of other things he could cut, and he could have cut a long time ago.

Without funding from a continuing resolution, how would Obama keep these facilities, national parks, monuments, etc. funded and running?

Comment: Re:And tax them accordingly? (Score 1) 130

by hrvatska (#44941295) Attached to: FDA Will Regulate Some Apps As Medical Devices
Doesn't it depend on whether the apps are considered to be something that is purchased at retail by the general consumer? Things like mechanical and powered wheelchairs, portable oxygen concentrators, glucose monitors and personal heart rate monitors are not taxed. NMR and x-ray machines are taxed.

Comment: Re:Amazing (Score 1) 341

by hrvatska (#44720015) Attached to: The Golden Gate Barrage: New Ideas To Counter Sea Level Rise
Sea level rise is not uniform around the world. It can vary due to ocean currents and the prevailing wind patterns. The San Francisco Bay's level may also be affected by water flowing into it. Compare the graph you linked to to the following locations. They all have different rates of change. Atlantic City, NJ looks to have twice rate of increase of San Francisco. Galveston is increasing at three times the rate of San Francisco. There may be natural forces holding back the sea level rise at San Francisco, but even those can hold back the sea for only so long.

Comment: Re:I know most of you don't live where I do... (Score 1) 293

by hrvatska (#44695589) Attached to: US Electrical Grid On the Edge of Failure
I live in upstate NY, in the Finger Lakes region. Our power is pretty reliable. There are outages, but nothing like a couple of hours monthly. Two or three times per year we lose power briefly. We lost power for several hours once in the last year. All of our power outages seem to happen during high wind events that cause trees to fall on power lines.

Comment: Re:Stupid comment... (Score 1) 154

by hrvatska (#44663165) Attached to: Newest YouTube User To Fight a Takedown: Lawrence Lessig
You don't seem to be saying that pension plans aren't underfunded, but that companies adequately funded their pension plans based on generally accepted guidelines. That may be the case, but it could be argued that those guidelines were inadequate or had so much wiggle room that it permitted companies to underfund their pension plans year after year and still say they were meeting their obligations. Many pension plans have assumed an unrealistic rate of return, which permitted them to contribute less than was needed to insure their pension plans were adequately funded. Many corporations, despite record profits, have underfunded their pension plans. Since it wasn't an immediate problems corporate boards just avoided the problem by generally ignoring it. Take IBM, for example. IBM's pension plan has obligations of $106.1 billion, it has assets of $91.7 billion. IBM could have put more into its pension plan to insure that it didn't have a $14 billion gap, but it would rather use that money towards its goal of an EPS of $20 in 2015.

Comment: Re:Stupid comment... (Score 2) 154

by hrvatska (#44662133) Attached to: Newest YouTube User To Fight a Takedown: Lawrence Lessig
Private pension plans have reached a record level of underfunding. As reported here, companies in Standard & Poor’s 500 collectively reported that at the end of their most recent fiscal years, their pension plans had obligations of $1.68 trillion and assets of just $1.32 trillion. General Electric's pensions are underfunded by over $20 billion. AT&T, Boeing, Exxon Mobil, Ford Motor, I.B.M. and Lockheed Martin all have pension plans that are underfunded by over $10 billion. The Pension Benefit Guaranty Corporation, which insures pensions, has a deficit of over $30 billion. The PBGC attributes its shortfall to its inability to charge private employers adequate premiums for insuring pensions. When a private pension plan goes bust there's no guarantee that workers will get anywhere near what they had been promised. The PBGC ensures a maximum of $45,000 a year in benefits for those who retired at 65, but considerably less for those who retired younger. The PBGC's maximum coverage for those who retire at 60 is $28,000. It's not too hard to find instances of retirees seeing their pensions falling by 50% when the company funding them goes bankrupt.

"Only the hypocrite is really rotten to the core." -- Hannah Arendt.