I am 65, on SS, broke and live 10 miles out in the country with just my wife and no one else within miles. I am FORCED to enter a password to use my computer. After entering a password that is displayed as dots so my wife (who has all my passwords) can't see over my shoulder and steal it, I want to see my email, so I get to enter another password which she also knows and is displayed as dots - so I don't know if I typed it right or not, even though to get to my email client I had to log into my computer first. I then want to play some MMO games and of course have to log into them, even though I am accessing them from a computer that only I have access to and have already logged into. Then I step out of the room to get a cup of coffee and when I get back I get to log into the computer again, because someone decided it might not be sage to have my computer in my house out in the country 10 miles from anywhere unattended for 5 minutes.
I go through this all day every day - and NONE of it is helping me be safe and secure from all harm... In fact it does almost nothing to help me be secure.
Then I am told that I need to have different passwords that look like 12xfeg^&*snbtr for each account I have anywhere, so I am secure. I am expected to change my password (sometimes forced to change it) once a month into something I have not every used before and also can't remember. Then I am reminded that writing down my password could lead to plagues and pestilence, so I am expected to use passwords that no reasonable person could possibly remember and told not to write down and when I type them in they are displayed as dots to protect me...
I would like the option to OPT OUT of all this bullshit. Entering passwords 20 or 30 times a day is more than a little silly. It is well past time that we have secure connections and biometric security on my computer - worst case.
Then people wonder why passwords like 123456 are so popular.