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Comment: Re:Lies and statistics... (Score 5, Insightful) 366

by Shakrai (#47562169) Attached to: 35% of American Adults Have Debt 'In Collections'

Yes, since the bills would be covered by insurance.

After the deductibles and co-pays. I have a "platinum" plan through my employer; better insurance than anyone else I know and the co-pays still total up to a considerable amount. No deductibles for in-network on my plan, which makes me extremely fortunate. As a single guy I can afford the co-pays even with my modest salary but I can see how quickly they would bankrupt someone with a family, particularly if said family had one or more members with a chronic illness.

Incidentally, I was just exposed to rabies a few months ago:

Strike One: The only place to get the immunoglobulin is the ER, because it's very expensive (>$4,500) and has a short shelf-life. ER co-pay: $150
Strike Two: There's a set schedule for the vaccine, Days 0, 3, 7, and 14. You can get the vaccine from your primary, in theory, but of course my primary has a months long waiting list because we're driving PCPs out of business. Bottom line, I can't get appointments with them for Days 3 or 7, so that's two more trips to the ER. Additional co-pay total: $300
Strike Three: New York State ostensibly has a fund to pay for out of pocket expenses related to rabies exposures, but they only reimburse for the rabies vaccine and immunoglobulin. Since the ER decided to give me a tetanus shot on Day 0 NYS won't reimburse me, even though my out of pocket would have been $150 with or without this extra shot. Hooray for bureaucracy!

Totaling all this up, that stupid bat that found its way into my apartment has personally cost me $465 ($450 of ER co-pays, $15 of PCP co-pay) while my insurance company is on the hook for close to $7,000. My annual premium is about $6,000. So this one incident wiped out every penny they made on me and then some. I'm an otherwise healthy 32 year old marathon runner that ought to be subsidizing those who are less fortunate. Now imagine a family of four that were all exposed to the same scenario I was.....

Comment: Re:Astrobiology (Score 2) 33

by MightyMartian (#47561641) Attached to: Enceladus's 101 Geysers Blast From Hidden Ocean

And what would you define something that didn't ingest, metabolize, excrete, reproduce and have some sort of system of heredity? Other chemical processes; like fire and crystallization, might hit some of these marks, but we don't call them living systems. So while the precise chemical processes, heck maybe even many of the chemical elements involved may be different (silicon-based life on Titan or something like that), I think at the end of the day if it going to be called life, it has to have the same basic features as terrestrial life.

Comment: Re:I'll believe it when it actually happens. (Score 1) 116

by Bill, Shooter of Bul (#47550081) Attached to: eSports Starting To Go Mainstream
Yeah, I kind of doubt its going to be easy to capitalize on any kind of gaming tv, because of the existing streams .. unless the competitions start charging for broadcasting rights. In which case they'll be the inevitable backlash from the comuniity. Viewership will go from worldwide without restrictions, to nation based, depending on rights distributions.

Old programmers never die, they just become managers.

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