If there's something you specifically want me to read, give me more indications. I found a discussion thread on my own, read the article, and skimmed through the talk page.
Earlier, you said that " I don't believe fractional reserve banking with bitcoin can exist". That's a pretty strong statement. The general consensus of what I've read is that it could exist, and people have varying predictions about whether it's likely to, and I certainly haven't run into any convincing arguments why it can't happen. Either you've not given me a good pointer to your own arguments, or they aren't convincing.
It seems to me that it may take a while to get a bank of sufficient reputation, but certainly Mt. Gox could have done it well before its collapse. People were using it as a bank.
I don't have to find an example of something to prove that it can exist. Are you willing to say that self-driving cars cannot exist on Minnesota highways? There aren't any there, and there never have been any.