Ispecting the damage that is caused to a vehicle is not how safety works.
Let me give you an example. If you crash a 30 tonne tank into a 2 foot oak tree at 30mph the tank will get a small dent and the tree will also get a small dent. The occupants of the tank on the other hand will be splattered inside the tank (i got this from another slashdotter, great examplt though). Cars are dsigned to deform, this disapates the energy that kills people. SUVs dont deform, so provided you dont hit anything that weighs close to your SUV (lampost, median-barrier - truck - line of parked cars - buildings - other SUVS) you *should* be ok. When a vehicle deforms easily everwhere except the passenger cell, people live. When a vehicle doesnt deform (1950's era cars, SUVs) people die. simple!
and you guys seem to have a lot of accidents, maybe you should drive vehcles that avoid accidents. Turn them into a "that was a close call, we nearly hit that guy" vs a "Yeah we are alright thanks to our SUV, the other guy though is in critcal care"..