Well, my employer decided to let me go , so after all these years of paying into the system, I figured the system owes me a little something back now. So I went in and put in all my information into healthcare.gov. Turns out I am not eligible for assistance, and the premiums are going to comprise 47% of the income from my wife's job. According to the information I read, assistance is only available for those that make between 100% and 400% of the poverty level, and we make less than 100% of the poverty level, so we are not eligible for assistance, nor are we eligible for tax credits.
Interestingly enough, we previously made between 100% and 400% of the poverty level, but we also were not eligible for assistance or tax credits back then either.
I can only conclude that nobody is eligible and all of the extra money that is being taken by various avenues to pay for Obamacare is being stolen by someone or many someones rather than being doled back out to those in need.