Yet still New Hampshire has one of the lowest rates of uninsured drivers at 11%.
I truly believe that this is because of the cost of liability insurance in NH. I moved here from Arlington MA (and previously RI) and insurance rates in RI and MA are quite high. If it's affordable to more people, obviously more will buy it.
It's certainly not because NH drivers are any better than Massholes or "FRIDs" (Friggin' RI Drivers) from what I've seen. Especially around here in Concord. Tailgating seems to be the state contact sport, along with going 40-50 on a residential city street. Keep yer pets indoors. Oh, and the guy with flags and straight pipes on his POS pickup truck: If I ever find you parked on my street, I'm ripping out your valve stems with a Vise-Grip(TM). Jerk.
Postscript: Pellet stoves and wood-burning stoves are quite popular here in NH for heating. Be sure to tell your insurance company so they can adjust the rate and include it on your fire policy. Because if you're a cheap fuck and don't tell them, and you have a fire, you're SOL. [InsuranceNazi] NO PAYMENT FOR YOU![/InsuranceNazi] (learned this lesson the easy way - home buying seminar).