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Developer-Friendly Banks? 158

Posted by kdawson
from the or-how-about-friendly-to-anyone dept.
tyen writes "Any suggestions for a 'developer-friendly' bank for small businesses? The banking world is awash in data protocols that business customers who are/have coders would find useful, like BAI to extract all the raw data from an ACH or SWIFT transfer. Unfortunately, the ones I have spoken with about this access are still stuck in the Dark Ages of computing; they price the access like only big companies still have the skills to tap into these interfaces. For example, one of the four US banks with a perfect trading record this past quarter quoted us USD five figures for access to several of our accounts via BAI format. Per year. After waiving sign-up fees. Are there any banks out there that have a more progressive attitude about letting small, entrepreneurial developers work with their business accounts in a more modern, dare we say automated, way? With big businesses demanding EFT integration from small business vendors, and globalization rewarding premiums to nimble, lean businesses that automate wherever possible, automating the retrieval of this information (which is not available in consumer-oriented access like OFX) becomes an increasingly pressing issue for the small guys."

Comment: Re:Ok, but (Score 3, Insightful) 1138

by billsnow (#32211006) Attached to: Too Many College Graduates?
I must be in the minority in America, because I never took an IQ test, and I only know of a few who had. My experience in American education: all students are encouraged to go to university. A majority either don't go or realize it's not for them within the first couple years. Of who's left, the majority realize it was a waste of their time. I could be off base though.

Comment: Re:Fast way to shut down! (Score 1) 792

by billsnow (#28954705) Attached to: Windows 7 RTM Reviewed & Benchmarked

I didn't think it could be all that much better than XP either.

Two weeks ago I set up a new machine and installed XP. After installing all the necessary extraneous software I needed and updates and stuff the machine was a dog (like 5-10 mins to desktop) 5 days in. I never noticed this ever happening in XP before, but then again, the software was newer, so was the hardware (should make it faster, no?).

I've never used Vista, but when I decided to try Win7 RC x64 on this system, same software and hardware as the XP system before it, I thought it was a gamble I would pay dearly for. Not true. Win7 is much faster than XP. Only thing: why doesn't my 3com 905tx work in Win7? I never thought I'd find an OS that didn't support it out the box.

And before you tell me I did something wrong on my XP system: you're wrong. Ask around, Windows 7 is better than XP.

Comment: Re:Methanol is toxic and reacts with metals... (Score 2, Informative) 116

by billsnow (#26992039) Attached to: Sony To Unveil New Fuel-Cell Prototype

you can make ethanol non-drinkable (and toxic) by adding a bit of methanol. It's called denatured alcohol. 100 percent ethanol is used as a fuel in many applications. I've used both methanol and ethanol for fueling my backpacking stoves. Ethanol has a slightly higher energy density (more joules per gram); methanol is slightly more volatile (ignites more easily). Ethanol has the edge for camping in the backcountry because I can mix it with lemonade packets for a cocktail. Methanol would make me vomit (or die if I took enough).

If I had to guess why methanol is used instead of ethanol: it's cheaper. It's also possible that the volatility of methanol (compared to ethanol) makes it a more suitable fuel for the technology (fuel cell).

Why suggest we use a fuel because it's non-toxic? Are there confused people at the gas pump trying to drink from the hose?

Comment: Re:At this point... (Score 1) 324

by billsnow (#26343861) Attached to: FreeBSD 7.1 Released

I don't see how relevant this is to a FreeBSD (which supports a wide range of non-x86 archetectures) release.
If FreeBSD has anything to do with it, in fact there is more to desktop/server platforms than CISCs. IBM (Power architecture) and SUN (SPARC) come to mind. You can say whatever you want about current market share, but this business changes with technology, and technology can change.

I'm not concerned about an Intel monopoly on an architecture they invented. I am, however, concerned about AMD continuing to rest on its laurels and make little progress in their processors. At least IBM continues to develop novel ideas (the Cell).

The meat is rotten, but the booze is holding out. Computer translation of "The spirit is willing, but the flesh is weak."