Anyway, back on topic. Why not just teach seniors to tell anyone claiming to be their grandchild to call their parents if they need money? It's not as if haven't spent a good portion of their lives paying to support parasites already, right?
Because hearing gets bad as you age and you're not totally sure it's your grandkid or not. Because people suffer dementia when they get older. Because it's easy to confuse people when they get older. Because if you're a scammer and you're good at what you do, it's easy to guilt people or threaten people into giving you money.
There's a reason these scams are done worldwide. They work. I saw my own very intelligent grandma fall victim to a phone scammer once. She never would have fallen for it in her younger days, but at 85, those fast talking bastards nearly cleaned her bank account out. My mom was able to get all her money back after about 14 months. And you know what, my grandma died in 2011 and those fuckers are still calling. They told my mom last week that they had just talked to my grandma and she authorized payment so my mother better stop meddling, or else. My mom told them to feel free to go to the police and report her.
It happens. It doesn't matter how old you are. Pressure tactics, when done right, are scary as hell, particularly to the elderly. I live in a small town and the banks here already have similar alerts available. If you try to make a payment that is out of the ordinary, which you set up what would be considered normal transactions, they won't allow payment until they speak with you or your representative. Just because you've been used to scams your whole life, doesn't mean you still won't fall victim to one.
So how in the word is it possible that in the US 15/hour is barely a living wage? How wasteful a life are you living there seriously?
These are my monthly bills.
Car payment $300
Water & Trash $50
Student loan $300
Car Insurance $120
Gas & Groceries $550
Life Insurance $60
That's a total of $2570
If I take out savings, life insurance and retirement savings, that would be $2310. Let's say my car and student loan is paid off. That would be $1710. My take home pay after taxes is $1100 a month. I am fortunate enough to be married to someone who makes more than me and we can pay our bills and save for retirement.
If you make $15 an hour in my town, you might be able to cover that $1710, depending on how much your health insurance costs. I have a friend that makes $15.17 an hour and brings home just under $1800 a month. This was before the Affordable Care Act went into place and everyone had to have some kind of insurance.
Let's say I'm a healthy person who doesn't need medication. Subtracting that $250, you get $1460. My salary would still not be enough to cover the bills. My friend may be able to cover the bills, but that depends on how much she is paying for health insurances as well. At $15 an hour, if there's nothing wrong with you, you would probably be okay, providing nothing ever goes wrong. This is also in my rural area of the country. I'm thinking a large city like Seattle, NY, LA, Miami, etc., $15 will still force you to find a second job.
For $15 an hour, where I live, you're just scraping by. You're not going to get any vacation pay, not that you need it because you couldn't afford to go anywhere anyway. Most people in my town make $10-12 an hour and have a second job.
I don't live an extravagant life. My life is mostly work and home with an occasional night out with friends. If I was on my own, with my salary, I'd never be able to eat out, travel, or do much other than work just to cover my bills.
Well, ok, but then again, in Europe, you don't need a car. Not even to "get away".
I've lived there. Yes, you do. You can get around any U.S. city just as well by public transport, but you can do a LOT more with a car in the U.S. or the EU...
This is not true. I'm an American. My hometown, which is a city, (East Coast) has no public transportation. When I lived in North Carolina, the city I lived in had no public transportation and still doesn't. The state I live in now has public transportation, but only if you live in the eastern part of the state and only in the two major cities. If I want to travel anywhere, I have to take my car. There are numerous other cities, large and small, in the US that have no public transportation.
Is it possible that software is not like anything else, that it is meant to be discarded: that the whole point is to always see it as a soap bubble?