Yeah, good idea. I did that and it left me with a $4800 bill because they do everything in their power to drag it out until the hospital sends it to collections. They make repeated requests for information release forms, I send them in, they claim they didn't get them. Then they find some other forms I need to fill out and send back and do it all over again. It's been 3 years, and the hospital finally sent it to collections.
Fortis is the name of the insurance company that fucked me. Don't go with them at all.