I have a "debt" in collections right now. Comcast claims I owe $95 to them. Last winter I moved to a place where I could not only get other service, Comcast doesn't even serve (thankfully). So I told Comcast I'd be terminating my service effective Jan 15. Comcast had my credit card to auto-bill for it's "service".
Then in March I started getting collection calls from companies Comcast hired to get this from me. Nobody will prove to me that I actually owe this money. And what's odd is the amount: $95 when my monthly bill for internet-only service was about $60 or $70. I just got another call yesterday on it.
I could easily pay it and never even feel the hit. But fuck that! Comcast sucks beyond the ability of science to measure and I'm so sick of being taken by them, they're going to have to take me into small claims court and get a court order for this sum.
And yeah, I get that this will harm my sterling credit rating, but what a great means of extortion. Bill people small amounts under the threat of losing their good credit rating and even when people don't actually owe the money, they'll pay up to save their rating.