No, but my health insurance (individual, not through my small-business employer) goes up about 30% per annum...
That would be about a 400% increase in a 6 year period..
Remember that PCI-DSS is a fairly new standard. A quick search got me a VISA document that listed january 1, 2008 as the date for phasing out old payment systems that didn't manage card numbers securely.
The plain text credit card number was apparently used in a transaction from 2005. Still a bad idea to use a plain text card number. But ompanies doing stupid stuff like that.is kind of the reason why PCI-DSS became mandatory in the first place.
My issue is that you dont want a free market
The very core of free market theory is consensual trade. Without mutual consent you can't have a free market. And that is why the low end labor market is in no way a free market. The worker is not consenting to work, he is figuratively forced at gunpoint.
So the only negative impact the minimum wage has on the free market is imaginary as there wasn't a free market to begin with. Well, unless you had some kind of basic income to remove the figurative gun from the picture.
Anyone calling the current economy a free market is spouting bullshit. The core of free market theory is consent between seller (employee) and consumer (employer). But you can't have proper consent when the seller is under duress.
Unions are kind of a solution, but that is essentially fighting duress with duress which is a negative cold war strategy. Not what I would call a free market.
The better solution in my opinion is an unconditional basic income, that directly tries to solve the problem of sellers being under duress to begin with. All without having the government doing any extra regulations of the market. In fact, with a proper basic income you can even remove regulations such as the minimum wage.
Byte your tongue.