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I have no idea why everybody thinks this.
I've been in the card processing business for over 15 years. I have never seen a card brand take the hit on a fraudulent charge. Its always the merchant who pays with a chargeback, unless they can absolutely prove the real cardholder made the charge. Each merchant has an acquiring bank for their card processing merchant account, and the only risk these financial institutions take is the case of card fraud with a chargeback to a merchant who has disappeared with the money.
Also, most of the fees go to the card issuer Chase or Citibank for example. They are taking the risk that a card holder will not pay. The merchant pays these fees that are generally passed on in the form of higher prices.
The reality of the liability shift is more complicated than anybody really appreciates. Whoever the weakest link in the chain is will assume the liability. If a merchant sticks with the old mag strip reader and the consumer has an EMV card, the merchant will always assume the responsibility. If a merchant accepts chip & signature when the consumer is capable of chip & pin, again the merchant will take responsibility. The banks and processors will never be the weak link in the chain because they all support the strongest forms of the new protocols.
Certain card issuers already have a large number of chip & signature cards in the field - Citibank for example. The other issuers realized that if they all issued chip & pin, grandma would just start using her old chip & signature card because she wouldn't bother to get a pin number and use it. By the new rules, merchants who can take chip & pin, but issuers only offer chip & signature are not the weak link in the chain - the card issuer will be. I am sure there will be law suits making sure the card issuers are held liable for their making the decision to being the weak link in the chain.
This is where the law of unintended consequences will rear its ugly head. With EMV, counterfeit cards go away. This means that card fraud will require a real card. Ladies & gentleman - watch your wallets and purses - those cards will be like cash to a thief. You can bet that the rules for reporting lost & stolen cards will greatly tighten, and the consumer will totally be held liable for charges made on lost & stolen cards.
Maybe they suspect that Google and Space-X will launch new satellite technology that will make these wired lines obsolete.
We get mad when we hear about the Snowden revelations. We get mad when the government doesn't monitor "known" threats. We get mad when our government doesn't treat captured terrorist killers kindly. You cannot have it both ways.
The best answer is for each citizen to keep their eyes open and report suspicious people to authorities who are properly funded and equipped to handle these things in a responsible way. Come on, can't a gun shop owner selling two assault rifles and 800 rounds of ammo figure out that something other than deer hunting is planned? Why can't communities be prepared to help mentally ill people who have not yet committed felonies?
Ask not what your country can do for you, ask what you can do for your country.
Industrial processes are something we can improve without unbearable cost increases in the foreseeable future.
In the transportation sector, marine shipping accounts for 14% of man made CO2 and mostly through the combustion of the dirtiest bunker fuel. Nuclear powered ships are an obvious solution.
Its hard to imagine any technology that we can realistically apply in the next decade to reduce CO2 from aircraft in any meaningful amounts. Why bother with aircraft when there is so much other obvious low hanging fruit?
Since my correction is basic, plain readers work fine for single vision use.
My progressives are useless for a computer screen. I have to tilt my head back to see through the part of the lenses with the right correction and they are literally a pain in the neck.
I was also disappointed at first because I got transition lenses thinking that I could do away with my sunglasses. Transitions need UV light to darken and when I'm driving (the time I most need sunglasses) they do not darken.
That said, I like them now that I've gotten accustomed to them. They are good for using with a smartphone and tablet. They are especially good for me at night when driving, because I can more easily read the dashboard indicators. They are also great for all the times I'm not using a large computer screen or outdoors.
I bought the first and second iPad the day they came out and I carry an iPhone. I have not used my iPad since the day I got the Surface and I use it as a tablet every day. Even Apple accessories I have for my MacBook air and iPad work fine with the surface - e.g. video adapter for projector/second monitor/tv and the hard wired Ethernet adapter, etc. The tablet apps on the Microsoft side of the fence are often horrid, but for the basic ones I really use - e.g. Kindle - it works fine.
If my desktop died, I would try a Surface docking station with a 4K monitor.
Time ( analog and digital)
Weather (current and 5 day)
Music (streaming and offline/stored to bluetooth headset)
Universal Remote (car, thermostat, door locks, tv, game controller, camera, etc)
Payments/Passbook (nfc, QR-Code wallet)
Voice Search (e.g. Siri)
To Do List
Hands Free Call
Two factor Authentication
Must Have features:
Bright LED (flashlight)
I/R Led (remote control)
Nice to have features:
Video diplay driver/irda
Wireless and/or Movement Charging
Touch screen gestures
Use a desktop web app or tablet app to set up