Err, that should have read "a personal bank AND a guild bank".
Ah, thanks. So you've got a personal bank, a guild bank. Interesting how there is the option to lose everything if you're not careful, kind of like the old Ultima Online days. I think that adds quite a lot of balance. I might have to try Eve out again!
So there's no secure bank at all in Eve? Ships are pretty much the place to store your items?
I am SO happy that this game is getting this much attention. The designers of this game are genuine. Even before Runic was created, back in the Hellgate: London days when Mythos (Torchlight's predecessor) was a work in progress, they were always driven by the community. I have NEVER seen a dev team that was in-touch with their fans/playerbase as these guys are. If you get a chance, check out some of the interviews they've done on various projects. You can tell they really love what they are doing. I'm so glad Torchlight has done as well at it has. These guys really deserve it.