That's a joke, right? You actually believe Bitcoin is accepted and trusted by merchants? You can count the number of serious businesses trying to use bitcoin on one hand. Walmart's virtual currency is already used in far more transactions than Bitcoin ever will be.
You are staring at pretty numbers on a screen and have absolutely no sense of scale.
And as far as credit cards go, the space is getting pretty crowded already with Yahoo, Google, and others pushing into the space (after realizing that wallet apps are pretty useless without them). Lets see someone due monetary conversions to a bitcoin account with a credit card and see how long it takes them to either go bankrupt or be forced to charged significant fees to stay in business.
Bitcoin has no advantage whatsoever as a first-mover when the 'currency' is too unstable to actually be usable in the wider world of commerce.