You don't think the "authorities" are any more honest than other folks. If you've got valuable financial information on your computer with account numbers and, yes, passwords, how long before your accounts would be drained? Of course you shouldn't be putting PWs and account numbers to your bank accounts, credit cards, etc. on your computer, but some do. Then again, everything could be encrypted, even stuff on the cloud, with password access, won't protect you. And of course if you use something like Lastpass, then that one password could be the key to your bankruptcy or at least major difficulty in getting your money back and restoring your credit worthiness.