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Comment: Woe is you (Score 0) 227

I'm gonna say what everybody else already said with the added bonus of a harsh reality check.

Regardless of the expensive area you've chosen to live in, there is no excuse for you to not be able to survive 3 months without income. Love her or hate her, Suze Orman would be tearing you to shreds if you asked her this question, so i'm going to do so by proxy.

There are people out there that have to feed a family of 3 on $25,000 a year. They have to spend every dime they make on a place to live and food - and for that reason its somewhat acceptable if they're having difficulty saving a cash cushion, they'd have to be REALLY thrifty and still not really make it.

Meanwhile, a rough estimate of your income after taxes means you're probably taking $100-$125,000 a year home. With that level of cash in your pocket, you'd have to be snorting cocaine with $100 bills and then wiping your ass with it to not have more than a 3 month cushion after even just a couple years of employment.

You should be glad that you're making enough that you don't ACTUALLY have to worry about food or shelter. Not making the mortgage payment on your $600k mcmansion does not classify as "worrying about shelter" because it was your choice to overdo it.

Once you break through the median family income, your goal should be to save as much as possible, not to spend it all and have nothing to show for it.

You need to, right now, go to a retirement investtent web site such as Vanguard.com, open an account, and start putting 25% paycheck in it until you have a years worth of income saved up, then you can drop that back to 10-15% or so. If you do this, you basically won't ever have to worry about money again.

Yes, you won't be able to buy a new BMW 5 series every 2 years, no, you won't be able to move out of that $600,000 crapshack and into a million dollar crapshack in 5 years. But for the love of god, don't openly worry about your finances when you make over $200k a year! You have a spending problem, not an earning problem.

Comment: Re:How does one tell the difference? (Score 1, Troll) 103

I decided to log in for this one.

OP asked a question. You obviously do not know the answer because you just made a stupid, insulting reply. Perhaps if you don't know the answer, don't reply. I don't know the answer either, but would be interested in knowing the answer as well and would have asked the question had the AC not already asked. But instead of an answer you just shit all over it and are apparently offended that it got asked. Get over yourself and realize that some people aren't afraid to ask questions when they are ignorant... you might want to try it.

Comment: States Rights (Score 5, Insightful) 289

by Cowclops (#49719539) Attached to: North Carolina Still Wants To Block Municipal Broadband

While it seems like the federal government is out of line taking the right to govern away from the states, in reality it is the states that are taking away the right to govern from local governments that ACTUALLY WANT municipal broadband.

Ensuring that municipalities maintain their rights to roll out local broadband isn't a perversion of states rights, its preventing states rights from perverting local rights.

Comment: Re:SSDs (Score 4, Interesting) 162

by Cowclops (#49515113) Attached to: New PCIe SSDs Load Games, Apps As Fast As Old SATA Drives

I have an x25-m G2 80GB and a crucial M500. The crucial drive has substantially better random iops, and the system does feel faster booting off it than the x25-m. But the difference in "feel" is like a 7200rpm platter drive vs a 10,000rpm platter drive... same ballpark but the 10k is just a bit snappier.

Newer SSDs are definitely faster than earlier ones, but we've kind of hit a wall with needs for even more speed. The slowest (non-broken) SSD you can buy today will be no less beneficial in real world home-user operation than the fastest SSD you can buy. Its just that there is a little bit of room for improvement over 2008-2009 era SSDs. (Don't take this as a disagreement, just an elaboration).

Comment: Good timing (Score 1) 249

by Cowclops (#49036041) Attached to: How good is your audio equipment?

Interesting timing - I just went 10 years without upgrading my sound equipment, but I just recently decided to replace my ~40 year old large advent speakers with a pair of Mackie HR824 studio monitors and a HSU ULS-15 sub. Got the Mackies already and they're fantastic, a definite upgrade overall. The sub hasn't come yet, but I'm pretty excited for it. 15" sealed sub with a ton of linear excursion and very low distortion - there are louder subs out there, and there are more expensive subs out there, but this thing kills it for $999 according to the reviews. I picked "moderately expensive but only to a point." I recognize its more than most people spend on audio, but I absolutely won't spend stupid amounts of money on cabling or external DACs or anything like that, my source is my computer running over a toslink cable to my 10 year old Denon receiver. (And a set top bluray player for movies).

Comment: Re:Hold on (Score 3, Interesting) 188

by MyLongNickName (#48370439) Attached to: Philae Lands Successfully On Comet

Now that I think about it, if Philae did not bounce off of the comet, then the screws must be doing their job and I would think the harpoons might not be needed at all. I would assume the harpoons were in the plans because the engineers couldn't be sure the screws would work on the surface of a comet.

Comment: Re:Hold on (Score 1) 188

by MyLongNickName (#48370383) Attached to: Philae Lands Successfully On Comet

My understanding is that the harpoons were one of two ways that ESA was going to secure the probe to the comet. There were also screws that were supposed to attach the legs to the surface. So if they can still fire the harpoons they ought not have an issue with Philae flying off into space, but does anyone with more information on the relative strength of each? And if the harpoons could not be fired... what is the real risk of the probe shifting? I mean what would cause it to shift in the first place once settled on the comet?

Comment: Re:Cue lawsuits!! (Score 1) 107

by MyLongNickName (#48326131) Attached to: Landfill Copies of Atari's 'E.T.' End Up On eBay

Well, they can certainly file, but they would lose. I remember a business law case we went over many years ago where Hallmark Cards trashed a bunch of their cards, someone salvaged them and got sued. The case ruled against Hallmark. I'm not finding it in a Google, but remember the case from the class.

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