How dare the government force me to buy seat belts for my car!
Hey, don't laugh, I remember when seat belts were an option. My grandmother literally said "I don't want to wear a seat belt. If I get in an accident, I want to be thrown from the car."
Then of course she would talk about one person who was thrown from a car and then the vehicle caught on fire. "And if they had worn their seat belt they wouldn't be alive today." It didn't matter that almost any day in the newspaper you could point out where someone died in an auto accident and almost every time they were not wearing a seat belt.
No, you really can't count on people on their own to do what is best even for their own long term self interest.