Just wait until you actually get sick. Then it will seem far less of a great deal.
These plans are a scam, they are attempting to move the cost of healthcare onto the worker while still claiming to provide coverage. I would rather get no coverage and a raise so I can buy my own. Mind you that raise would need to be $1000+/month.
Reading the above, I am *so* glad I live in a country with free healthcare for all.
Sure, it's paid for by my taxes, and sure maybe that means my taxes are a bit higher than yours, but:
1. If I lose my job and have no income, I'll still be covered.
2. If I get sick and need expensive medical assistance, I won't be hit with higher premiums or be uninsurable for any conditions.
3. If I'm in an accident and can't help myself my family won't need to dig through my files to find my insurance papers or pay up-front for anything.
4. If I feel unwell, I can make a judgement about seeing a doctor based on how I feel, not on whether I can afford it.
I honestly can't see how anyone who can make a sane argument against that.
Yep, there are issues -- some people do abuse the system -- but I'd rather have that than the alternatives any day of the week.