nor do they really have the power to do jack didlysquat about it if they DID care. Really.
. . . well, to be fair, the same contingent of "geniuses" took us to war in Iraq based on a "1% chance" that Saddam Hussein had WMD. . .
Economists didn't give us good "costs and benefits" to changing taxation policies with the Bush tax cuts for the wealthy, and deregulation of the economy. We got vague platitudes about things like 17% annual growth, and creation of 4 million jobs per quarter (which was later, quietly revised down to something like 100,000).
These policy changes never achieved anything near that, and, in fact, collapsed the fucking economy.
And yet, nobody holds "Austrian" Economists to this same high standard of proof for their whack-a-doodle theories. And when it comes to the idea that investing in sound management of industrial emissions and natural resources - we hear the same claims from these fortune-tellers, that doing so will "ruin the economy". IMNSHO - that's evidence that we should do exactly the opposite of what the Economists say.
If you have insurance you pay the medical expenses for smokers, alcoholics or drug users . . . who are presumably WORKING, and on an employer-provided plan.
It's the NON-WORKING drug-users that I have a problem with. Gee, I wish I had the luxury to sit around all day, play video games, smoke crack, and have someone else work their ass off to pay for it.
. . . well, the first practical applications of industrial manufacturing, and computers, have been war and genocide. I don't expect THAT to change.
. . . . standing in VERY long lines. . .
Myself, I'd get a lawyer's advice when the threat comes in. At the least, I'd feel more comfortable sleeping assured. At best, you've already found someone to handle it if you DO get served.
So what reassuring words will your lawyer tell you so that you can sleep assured? That the other party has a case and your in trouble? Or the other party may or may not have a case, but can still file a case anyways and cost a non-trivial amount of money just to start to defend against it.
It's doubtful any lawyer would ever tell you that they have no case and you have absolutely nothing to worry about. If he does, then you need to find a new lawyer as the courts are full of cases where the plaintiff doesn't have a case but yet they are still there.