The earth always "points" the same direction, towards Polaris in the North. (Always is relative..., but in this instance, "always" defines a few human lifetimes)
So, since the center of the galaxy is located somewhere between Sagittarius and Scorpius, and those constellations are visible during the northern hemisphere's summer, I'm assuming that the Northern Hemisphere points away from the Galatic center, while the Southern Hemisphere points (slightly) towards the center.
I personally pay everything electronically through my bank's website. Also, some people pay their bills using Quicken or some other online payment tool.
I'd love to go to a paper-less billing system...except for one thing...
Why can't the companies just email me a PDF of the bill I normally receive? It would contain the due-date of the bill and how much I owe. If I am splitting the bill with roommates, then it's easy to forward to each other. If I want to keep a record of what I've been charged for, then it's easy for me to store it, etc.
To me, the hassle of receiving a paperless bill isn't worth it...
Time is an illusion perpetrated by the manufacturers of space.