I doubt that. I doubt that a facial recognition software can differentiate reliably humans and photos (or videos)
1. Show your mom of photo of yourself.
2. See if she can distinguish between you and the photo.
3. Ask her how she did it.
What she will say, is that the photo is 2D and you are 3D. As your mom shifts her head left and right, she sees you from a slightly different perspective.
A cell phone can do the same. It has a 3-Axis motion detector, so it can detect its own movement, and see if the perspective of your head corresponds to that movement. It would be impossible to duplicate that with a photo, and nearly impossible to do it with a video.
a person could be standing still and then you get a false negative
No human with a beating heart can hold a phone that steady.
Personally, I find a chip + PIN save enough.
That option will be available if you prefer it.
Maybe they should extend the PIN to 5 or 6 digits.
Bad idea, since people will write them down. 4 digits is good enough. Brute force guessing of PINs is a non-problem.