Maybe you should switch banks. I can't speak for the UK, but it never ceases to astound me how many people whine about banking in the United States when there are thousands of small community banks you could be doing business with. It's a tough industry and the little guys are facing setbacks on a daily basis, but they're still there if people are willing to look for and do business with them.
In the day and age of remote deposit there's no reason to do business with a large national bank. I get waived ATM fees worldwide, no account fees of any sort, and competitive loan and deposit rates, all from a little regional bank that you've probably never heard of unless you're from my small hometown.
For the life of me I don't understand why Chase, Capital One, or Bank of America have any retail customers at all. They bend people over on fees, structure your transactions to obtain yet more fees, and generally do all sorts of nefarious things while offering no real advantage over their smaller competitors.