Asking around among our tech-savvy friends though, no one has a good answer to the question, "how would you backup 20TB of data?". It's not like you could just plug in an external drive, and using any cloud service would be terribly expensive. Blu-Ray discs can hold a lot of data, but that's a lot of time (and money) spent burning discs that you likely will never need. Tape drives are another possibility, but are they right for this kind of problem? I don' t know. There might be something else out there, but I still have no feasible solution.
So I ask fellow slashdotters: for a home user, how do you backup 20TB of Data?"
Here Steam has the chance to let the same apps work on any OS you want as long as the app developers will support it. Login to your Steam account anywhere and install that must-have-software on any machine no matter where you are or what you have. And if your application can be easily distributed through one channel to all your users, so much the better for you! I hope Steam finds success here.
Who is muddying these waters?
My guess is the lender. And in the vast majority of cases these days, the lender is the government. The school doesn't have an incentive to hurt the success of their alumni, and the only party gaining from forcing (former) students to pay up is the government.