Seriously. Try getting by on $30-35K a year. Now try doing it WITH STUDENT LOANS.
Adjusted to my situations. Thanks to believing the lies/myth that if I go to college and get a degree I'll get out with, at worst, a moderately paying job and those loans will be no biggy.
So, being a white male that did almost no extracurricular activities in high school, I had almost no scholarships and just put in for massive loans each year to also help cover room & board. It didn't help that I chose to go to an expensive, out of state, private university. (In fact, Yahoo! Finance did a piece recently on university costs, using my alma matter as a central example. Apparently it's now about $37K/yr there; when I was a freshman a decade ago it was about $30K.) And so I graduated, right after the Great Recession started, with approx. $150,000 in student loan debt. Unable to get a job, I did a stint in the military and took part in their Loan Repayment Program; between that and regular, minimum payments of $900/mo I'm down to $111,000.
I'm able to pay it with my current job (roughly $38K take home), but I live paycheck to paycheck and with such a massive debt over my head as I near 30 I don't even consider things like relationships, hobbies, or getting a place of my own.